Since you're not using the Personal bean as the form bean for an Action class, it is completely unneccessary to define it as a form bean at all. Remove the line:
from your struts-config.xml file and it should work.
A couple of observations, though:
1. It is considered very bad form to include database access code in a JSP as you have done. Struts is a Model/View/Controller framework that helps you separate these three functions into separate componenents. By putting database access code in your JSP, you're mixing model logic into a view component.
2. If you read a bit about the <html:optionsCollection> tag, you will see that it is much easier to use this tag than the method you're using.
Here is the link to the documentation.
[ February 01, 2007: Message edited by: Merrill Higginson ]