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Credit management

 
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Hello all,
I am on the start up to develop a credit management system. Where in a user will be able to download software and will have to pay for it using credit card payment

so will require a credit management system where in a user will be able to pay some money into his account via a credit card. this will credit his user account which can be used for purchasing product and services.

was wondering if any one know of any ready open source java software doing anything like this or something similar.

Cheers
Jack
 
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