Thanks,
www.Admakr.in
A good workman is known by his tools.
Invest equal amounts in a diverse collection of places.
At some interval (annually is nice) adjust so they are again equal. Take money out of the investments that gained and put it into those that lost.
A good question is never answered. It is not a bolt to be tightened into place but a seed to be planted and to bear more seed toward the hope of greening the landscape of the idea. John Ciardi
Regards Pete
Warm Regards, S.Iyer
SCJP1.4, SCWCD1.4
Ram Munshi
Equities are bit riskier option ,you can also lose your hard earned money,If you want to invest in equities ,Start with Mutual fund
which are rather safer also in mutual fund you can start with Balanced fund which are blend of debt and equity.
Though in mutual fund growth would be relatively slow but it is rather safer option,also keep your money diversified. the
percentage of money in the equity /mutual fund should be around 80- your age (this should be your risk appetite)
Warm Regards, S.Iyer
SCJP1.4, SCWCD1.4
Ram Munshi
Warm Regards, S.Iyer
SCJP1.4, SCWCD1.4
Originally posted by Shankar Iyer:
It is a myth that equities are risky!! It was a few years ago, when keeping a track of the equity you have invested in was tough, and also buying and selling was a cumbersome process. But not anymore. Shares can be bought and sold in seconds. A constant tracking of the prices is possible. And investing in good solid shares, with a good reasoning for your investment, can help you multiply your money at a rapid rate, rather than the snail paced, tortise paced, slow, sleepy, drowsy Mutual Funds With access to so many TV business channels and magazines, knowledge based equity investment is very easily possible . I am telling this from my own experience
Helping hands are much better than the praying lips
only second rung stocks are affected by a correction, not the first rung solid stocks!! Even if there is a correction of a few ruppees, first rung stocks immediately pick up in a few days!! Many first rung stocks in well known sectors, like IT and automobile,are expensive and require a sizeable investment, which some might not be comfortable with. But there are many not that famous sectors, like the cement sector and sugar sector,where even the first rung stocks arent that expensive . Investments is these stocks,giving it say 4-6 months time, is a SURE SHOT way of multiplying your money!!
Helping hands are much better than the praying lips
Helping hands are much better than the praying lips
My blood is tested +ve for Java.
Helping hands are much better than the praying lips
Originally posted by Manish Hatwalne:
Good idea indeed!!
BTW, could you please give us some inputs on how can one start studying this trading market. I have been investing in MFs for about a year now and returns were good in terms of percentage (avg. 50-605 in a year) but I did not invest much as I was apprehensive. However I have heard that some people have managed to get 80-90% returns in just couple of months or so. Moreover in some cases, the returns were as good as 200% to 300% in a year. Is that possible??
- Manish
Ram Munshi
Helping hands are much better than the praying lips
Good idea indeed!!
BTW, could you please give us some inputs on how can one start studying this trading market. I have been investing in MFs for about a year now and returns were good in terms of percentage (avg. 50%-60% in a year) but I did not invest much as I was apprehensive. However I have heard that some people have managed to get 80-90% returns in just couple of months or so. Moreover in some cases, the returns were as good as 200% to 300% in a year. Is that possible??
Warm Regards, S.Iyer
SCJP1.4, SCWCD1.4
The problem with the crowd is that they put money when market is high and bulls are riding the race and all of a sudden when bear phase start they come into the panic and withdraw the money and instead of making profit they lose money .
This thing usuall happens with retail investor ,they are always cheated.
So the safer way would be investing through Mutual Funds(thru SIP route) only in equities ,where professional managers are handling your portfolio.
and chances are less that you would lose money . Investment in equities is always calculated risk,a person should always ready to bear the loss also if he wants to make quick bucks.
Lets take an example of Indian Market ,Sensex is on new high and it has crossed 11,000 marks ,now it has become very risky to put
your money at this level and the correction is possible any time or it might happen that correction don't take place at all.
P/E ratio of some blue chip compnies is touching 50-60 .that is too high to invest in them at this level,So I would suggest take
professional help If you are not very confident about yourself.
So let the mutual fund manager do this job for you ,If you are not very knowledgeable in equities ,apart from this you can invest
in diffrent companies using mutual fund and your portfolio would be pretty diversified which is not possible when you invest individually.
Some good truested AMC are Franklin Templeton,Reliance,Fidelity,SBI (though its star manager Sandip Sabarwal has just left),Sundaram,DSPML. ( Do some research work ,by going to www.valueresearchonline.com)
Try to invest in those funds which are established and have good track record of return in both bullish and bearish time instead of investing in NFO (New Fund Offer ) and temptation of Rs. 10 nav. This is just a trick because nav of mutal fund is diffrent from nav of stocks.
Warm Regards, S.Iyer
SCJP1.4, SCWCD1.4
Originally posted by Shankar Iyer:
But medium term to long term investments (for 4-6 months) in good stocks is NEVER A RISK.
Helping hands are much better than the praying lips
Helping hands are much better than the praying lips
Helping hands are much better than the praying lips
Originally posted by Shankar Iyer:
Ram Munshi,
The only risk is in day trading, where people try to make money by buying and selling in the same day. Of course, "Futures" is also a RELLY HUGE Risk.
But medium term to long term investments (for 4-6 months) in good stocks is NEVER A RISK. Think you are very fond of Mutual Funds
Ram Munshi
Maybe, you can tell us how did you study all those things and from where you picked up the knowledge. It might help us...
- Manish
Helping hands are much better than the praying lips